President, Local Market Division
Russ Brown is the Broker and President of Patriot Home Mortgage. He is originally from Northern Utah and currently living in sunny Saint George, Utah with his wife and children. After nearly 10 years in the business, Russ has opened his own mortgage brokerage. He manages and trains more than 30+ loan officers, with a team of processors, and a full support staff to back his team. He is well-experienced in taking loan applications, consulting borrowers regarding loan terms, function of the market, and establishing relationships with realtors, builders, financial planners, and other professionals. Russ Brown has found that being honest, hard-working, and proactive is what makes a loan process go smooth and successfully. His Accounting degree from BYU has helped him in determining the best-choice scenarios for each of his clients based on their needs and situations.
President, National Sales Division
Chet Wall has been in the mortgage industry since 2002 after finishing up his Bachelor’s degree. He worked as a branch manager for New Freedom Mortgage and as a loan officer for National City Bank. In 2005 he started Flagship Financial Group which later became Flagship Financial Partners. Since its inception in 2006, Flagship Financial Partners grew from originating 50 loans a month to its height of 1300 units per month in 2012. In 2014 Chet left Flagship Financial Partners to join City 1st Mortgage Services. Recently, in September of 2016 he partnered with Russ Brown as an owner of Patriot Home Mortgage. Chet has a MBA from Arizona State University and a degree in International Trade and Finance from Brigham Young University. He also studied business at Thunderbird, in Geneva Switzerland. He speaks conversational German, French, Spanish, and is Fluent in English and Hungarian.
Chet Wall is heavily invested in technology for the mortgage industry and is always looking for ways in which technology can improve the efficiencies of the business and overall experience for the client. He is the founder of www.valoandesk.com, a website focused on mortgage originations for Veterans. This website has grown to be recognized as a tool for America’s top loan originators. In 2011 he acquired the website and software, www.loxpress.com, a CRM used by mortgage professionals to manage their database of leads. Chet is currently engaged in day-to-day operations at Patriot Home Mortgage with a commitment to growing its reputation as the nation’s top lender.
My name Ben McAffee, father, husband, and outdoorsman. I live in St George with my wife and three children. I have been originating mortgages since 2006. I love working with people and helping them reach their goals with the best financing options.
Buying or refinancing a home is an experience you will never forget and can sometimes feel overwhelming and invasive. My primary goal as a loan officer is to make that process as smooth as possible, and to make sure you get into your home on time or ahead of schedule! I am an expert in new construction as well as FHA, conventional, VA, and reverse mortgages. I look forward to working with you and earning your business! Please give me a call for your mortgage needs.
Broc Wallace has worked for the last 8 years as an Executive and brings a lot of financial and managerial experience. He was born and raised in Bountiful, UT where his parents still reside. He has spent several years living in Denver, Colorado, and now is currently living in the St. George, UT area with his wife and 4 children. He graduated from the University of Utah with an Accounting degree and is passionate about helping people with their financial situation. His education and understanding surrounding personal finance and mortgages allow him to help his clients make the decisions that best fits their situation. He is honest and trustworthy and will always have his client’s best interest in mind when providing guidance and financial services. When he is not working, he is playing in the great outdoors on his dirt bike, on the lake with his family, or BBQing with family
Brock Anderson has been in Southern Utah for 17+ years. He attended Southern Utah University where he received his bachelor’s degree. After earning his degree he moved up north and started a career in banking. While working in banking he learned the value of money and how to make it work for his clients. As a Loan Officer he can take that knowledge and customize a solution for his borrowers. Whether it means buying a first home or pulling out equity and consolidating debt, he will work to find a solution to his borrower’s individual needs. He knows the value of communication and knows that there is no substitute for it. He is driven to make the process of buying or refinancing a home as smooth as possible.
In his free time, he enjoys time with the love of his life and their 3 children. They enjoy sports such as: football, basketball, and tennis. Just about anything that is outside.
Bryan Summers worked for ten years as a librarian before becoming a Loan Officer. The jobs are more alike than you’d think. A librarian shares information and helps people make informed decisions. As a mortgage consultant, he shares information. What loan best fits your family’s needs. How to understand the documents. What options are out there. Honestly, buying a home can be confusing. Who better to help then a librarian?
Bryan worked at the Yuma Arizona County Library for twelve years. He and his wife decided to trade the scorching Yuma, Arizona summers for mild, pleasant St George. He loves this place and is proud to work at Patriot Home Mortgage.
Easton Householder joined Patriot in 2019 as a Loan Coordinator and moved up to Loan Originator within a year. He is committed to finding the best solutions for his buyers. He believes that his job is not to sell anyone on anything, but rather to listen to what the person wants and needs and show them the options that fit their desires. With a background in finance, he loves this opportunity to educate and show that a home purchase is truly one of the greatest investments anyone can make.
On a personal note, Easton grew up in St. George, UT. After several years working around the U.S., he decided to return home to southern Utah and that’s where he currently lives with his wife and son. He loves all sports, snowboarding, and getting into the beautiful mountains that surround Utah!
HEATHER TURNER STAPLES
Heather is an industry veteran with nearly 2 decades of experience in the industry. Heather was a star processor and operations manager for many years and deeply understands the inner workings of loans and of borrower’s needs. She has originated, processed, underwritten, and ran compliance. She has funded thousands of loans and is an expert in a wide variety of loan types and programs including specialty programs not offered at many other lenders. Heather is able to pre-underwrite income, credit, and assets as well as property (collateral). She is well practiced in industry systems, lender relationships, and has local partnerships with title, appraisal, and the many others that are needed to complete a loan transaction smoothly and efficiently. Heather knows this business and has a deep care for her clients and the experience they create together. She exemplifies the company’s purpose statement to “Help People Live Better” by helping people into their dream home and doing so with the lowest fees and rates available.
Jacob Graff has been in St. George for over 15 years. It’s the area where he was raised and now continues life with his wife raising their 3 boys. Jacob started in the mortgage industry as a loan officer assistant where he gained the knowledge to advance to a loan officer and has continued his career here at Patriot by helping to develop and manage a team of loan officers who take care of clients nationwide. He knows what it takes to help people reach their financial goals and is passionate to make these goals a reality.
Joey Brown has lived in St. George, Utah for over 25 years and knows the local real estate market. He started his career in banking, while simultaneously graduating from Dixie State University in business finance. Joey was the CEO of a local company for 5 years, where he learned his love for people and finance. That passion brought him to the home mortgage field. With his background in finance, Joey understands how to help people make smart financial decisions. When he is not working, Joey enjoys playing pickleball, basketball, and spending time with his wife and 3 daughters.
Michael has been in St. George UT since 2001. His greatest passion is spending time with his wife and 4 children. His business philosophy is that buyer confidence in loan programs is created by thorough communication from the loan officer. His passion is to create that confidence in each client. He takes pride in direct communication with clients and referral partners. Mike Specializes in purchase loans and will be an amazing resource to anyone looking to purchase or build a home.
Norman Utley has a background in Mortgage Banking as well as Residential Real Estate Sales. His understanding of all loan products, including first-time buyer programs, helps his clients with their homeownership and financial goals. Norman is a Desert Storm Navy Veteran. He spends his time volunteering with Rotary as well as the American Legion.
Rob has worked in the mortgage industry for a combined 10 plus years. He is Combat Army Veteran with 10 years of service and has worked in the Law enforcement community protecting our fellow citizens. Rob takes pride in America and helping those in need of assistance in life and in finance. He specializes in VA, Conventional, FHA, and unconventional financing for his clients. He takes pride in his knowledge base, communication, and attention to detail. Being entrusted with his clients most important asset he makes sure to pass this skill base on to them throughout the process to exceed their expectations of customer service. For my client: Do your due diligence when getting pre-approved for a home loan. Not all pre-approvals and loan estimates carry weight and many loan officers disregard their clients needs and interests. As a true professional l will happily work hard and communicate throughout the process to help you put your best foot forward. When not working to help his clients Rob enjoys spending time with his beautiful wife, fishing, hunting and driving down the beautiful red dirt roads here in sunny St George Utah.
Sean joined Patriot Home Mortgage family in 2017 and has a total of 18 years in the mortgage industry. His true passion throughout his career has been bettering the lives of his customers through fulfilling their needs and wants. He prides himself in offering innovative solutions in obtaining the goals of his customers. There are very few scenarios that he has not faced and been able to offer solutions or advise for. He loves being a part of Patriot’s National Sales Division working with each loan officer to enhance their mortgage careers and success.
Although, he has only lived in St. George for 4 years, he has quickly gained an appreciation and love for this community. He serves as a volunteer fire fighter for the City of St. George and has volunteered many hours at the local soup kitchen. He greatly appreciates the beauty of southern Utah which cater to his favorite hobbies, mountain biking, golf, hiking, camping, and skiing. He loves to spend time with his wife and three children, attending many soccer games and supporting them in all of their activities.
Taylor Hansen started in the mortgage industry as a loan assistant until he finished his business degree. He now strives to help individuals achieve their overall financial goals as a mortgage consultant. He specializes in VA loans but also does FHA and Conventional loans. Taylor prides himself in his exceptional customer service and making the mortgage process as smooth as possible while keeping clients up to date. He loves educating homeowners or potential homeowners so they can make educated decisions in regard to their mortgage. When not doing mortgages, Taylor loves anything outdoors or sports related and is actually an exceptional pianist.
It’s all about service at Patriot Home Mortgage, and our company has been meeting the needs of homebuyers across the United States. I joined the Patriot Team because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.
Since joining Patriot, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.
Patriot Home Mortgage is a direct lender, which means that my Branch is equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.
I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.
I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.