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FHA loans have given thousands of Americans the chance to own their own home. They’ve been one of the most successful federal government ideas and implementations to date. They’ve leveled the playing field for obtaining home mortgages. Patriot Home Mortgage in Mesquite lives by the motto that we help people live better. By offering all…
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Veterans are special people, indeed. If you’ve ever spent time with some veterans, you will know that it takes a special type of person to risk their life to save strangers. Veterans, like all of us, can face challenges as they age, especially if they were injured in the line of duty. This is one…
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Many people dream of home ownership. There’s something about owning your home that is magical. After all, you can customize it exactly how you want it by painting it how you want it, having Fido tear up the yard with minimal complaints, and having a front porch swing. When embarking on a home search, you…
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A reverse mortgage is a special type of home loan that is only available for homeowners 62 years of age or older. With a reverse mortgage, instead of the homeowner mAking payments to the lender, the lender makes payments to the homeowner, and these payments are made on the collateral of the home. These types…
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Here at Patriot Home Mortgage, our mortgage professionals are experts at helping our clients find the mortgage that fits their needs. There is no one-size-fits-all mortgage, so consider these steps as a more general, big picture look at the mortgage process. And if you stop by one of our offices in St. George or Mesquite…
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Here at Patriot Home Mortgage, our mission is to provide our clients with the home loan that best fits their needs. One of the first things we tell our clients is that mortgages are not one-size-fits-all. Many homeowners qualify for a conventional home loan, but everyone’s situation is unique! If you’re looking to fund a…
Read MoreAn FHA mortgage loan is insured by the Federal Housing Administration, but issued by private lenders. The FHA loan insurance protects the lender in case the borrower defaults, which means that lenders feel more confident lending to people with lower credit scores or with a smaller down payment. You can use an FHA loan to…
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In essence, a conventional mortgage is a home loan that is not guaranteed or insured by a government agency, like the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA), or the USDA Rural Housing Service. Here at Patriot Home Mortgage, we’re happy to talk with you about all of your mortgage options,…
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There are a variety of ways you can finance the purchase of a home. Each type of mortgage loan offers a unique set of benefits and drawbacks. In some cases, a mortgage type will have an extremely specific set of requirements for eligibility. One such mortgage loan is the veterans home loan. Commonly referred to…
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Creating a quality budget is an important task in anyone’s life, regardless of if you are a renter or a homeowner. However, when the time comes that you are interested in purchasing your first home, having a solid budget will become increasingly important. If you are looking into mortgage financing and you are trying to…
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