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FHA Loan vs VA Home Loan

When considering a loan for your new home there a lot of options out there when it comes to securing financing. At Patriot Home Mortgage, we take a client-centered approach when it comes to finding mortgage products that meet your needs. We believe in educating our clients and putting all the information at their fingertips.…

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Conventional Mortgage VS USDA Loan

At Patriot Home Mortgage, our goal is to provide our clients with the best in home mortgage solutions. In order to do that, we want our clients to be well informed as to the many options which are available to them when purchasing a home. Conventional mortgages may be the solution for many, but that…

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8 Reasons to Choose a Conventional Mortgage Part 2

FHA mortgages are incredibly popular among first-time home buyers. FHA home loans require very little down and can be acquired even with credit scores below 600. This makes FHA loans the natural first choice of many new home buyers. However, you may be surprised to learn that conventional loans have many benefits over FHA loans,…

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8 Reasons to Choose a Conventional Mortgage Part 1

There are so many reasons to choose a conventional mortgage. Often, when people start the homebuying process for the first time, they automatically assume that an FHA loan is the right option for their needs. However, conventional loans are a better option than many people might think, and there are many reasons why a conventional…

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The Benefits of Buying vs Renting

The debate on buying a home vs. renting a home is a heated one. People feel very strongly about whether it’s a better option to buy a home or to rent a home, and truly, there are good arguments on both sides. Figuring out whether buying or selling is more ideal for you will depend…

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10 Common Myths About Mortgages — Part 2

The more you know going into the home-buying process, the better. If you’re new to the home-buying process and getting ready to dive in for the first time, having the information you need is an imperative first step to success. Unfortunately, when it comes to mortgages, there’s no shortage of myths and misinformation, and sometimes,…

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10 Common Myths About Mortgages

Are you getting ready to apply for your first home mortgage? Preparing to buy your first home is both exciting and nerve-wracking, and it pays to understand as much as possible about the process before you dive into it. What isn’t helpful is all of the misinformation out there about mortgage financing. That’s why the…

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Finding Mortgage Financing For Poor Credit, Low Income, High Debt, And More

When it rains, it pours — or so the saying goes. If you’re not in the greatest place financially, it can feel like everything is going wrong at once. Well, let us pop open a metaphorical umbrella and help you out. Things like poor credit and high debt can make it seem pretty much impossible…

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Who FHA Mortgage Loans Can Benefit

When it comes to finding financing for a new home, the options can be incredibly overwhelming. You’ll need to figure out which type of loan best suits your financial and property needs, and you’ll also need to shop around to find a lender who offers the best rates. Even for those who have been through…

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Conventional Mortgage Versus VA Loan: A Comparison (With Infographic)

There’s nothing that makes people sit up and take notice like learning how exclusive something is. Is there an invitation-only country club in your area? Think about how many people you know that don’t like golfing but still want to be members. The same idea applies in so many other areas. The trick is to…

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