Benefits of Building Your Own Home, Part 2

Veterans are special people, indeed. If you’ve ever spent time with some veterans, you will know that it takes a special type of person to risk their life to save strangers. Veterans, like all of us, can face challenges as they age, especially if they were injured in the line of duty. This is one of the reasons VA loans, or United States Department of Veterans Affairs, were created.

Patriot Home Mortgage loves helping veterans obtain any type of mortgage, from VA home equity loans to a conventional VA loan. Did you know that you can use a VA loan to build a home? This has become increasingly popular with veterans as they age since having a single-level home that is wheelchair accessible and the like can be invaluable. Below we’ll take a look at more benefits of building your own home, especially if you are a veteran. Contact our mortgage loan consultants today!



One of the main benefits of building your own home is that you can have it accommodate your needs, including making it handicap accessible. While many people modify their existing home to make it more amenable for their disability, this can often be not enough. For instance, most homes in America, especially older homes, have narrow hallways, which can make it difficult to squeeze your wheelchair through. You can install a stair lift as well, but that is usually not as convenient as having just one level. Building a handicap-accessible home as a veteran can help make your retirement years easy, indeed.

Everything Is Brand New

This is another major draw for those looking to build their own home — the fact that everything is brand new. Most newly-constructed homes come with many builders’ warranties. This can include anything that is structurally wrong with the home and with its components. You’ll have a brand new hot water heater, appliances, air conditioning system, and sprinkler system. If everything is brand new, you are looking at a cool decade before you’ll have to worry about replacing anything. For veterans, this, too, can be life-saving. It’s difficult to manage breakdowns the older you get, and even more so if you are disabled.


All of our loan consultants are passionate about helping veterans obtain the home they need and deserve. Obtaining a VA loan for new construction may be difficult, but not impossible. With traditional VA loans, you can purchase a home with no money down. While this same benefit extends into building a home, it can be a bit more challenging to find a lender who will do so with no money down. Thus, either money will be required to be put down, or many people are using a traditional short-term construction loan and then turning that into a permanent VA mortgage.

The mortgage consultants at Patriot Home Mortgage in St. George are eager to help you get started. Contact us today!

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