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What Is An FHA Mortgage Loan?

In today’s blog post, we’re answering some frequently asked questions we receive about FHA mortgage loans. There are a wide range of mortgage options available, and an FHA loan can be a great choice for first-time homebuyers or buyers with less than ideal credit scores. Continue reading to learn more, visit our FHA mortgage page,…

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History of FHA Loans

FHA loans have given thousands of Americans the chance to own their own home. They’ve been one of the most successful federal government ideas and implementations to date. They’ve leveled the playing field for obtaining home mortgages. Patriot Home Mortgage in Mesquite lives by the motto that we help people live better. By offering all…

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What Is An FHA Mortgage Loan & Who Is Eligible?

An FHA mortgage loan is insured by the Federal Housing Administration, but issued by private lenders. The FHA loan insurance protects the lender in case the borrower defaults, which means that lenders feel more confident lending to people with lower credit scores or with a smaller down payment. You can use an FHA loan to…

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Buying Your First Home? Avoid These 6 Pitfalls

Being a first time home buyer is both thrilling and terrifying. The idea of purchasing your own home can be exciting. You might quickly envision painting your walls, planting a garden, and making the space your own. However, it can also be an overwhelming experience. Paperwork, mortgages, and house hunting can leave you feeling stressed…

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Tips For Making A Down Payment On A House Within Your Reach

Are you thinking about purchasing a new home? If so, you might be considering a FHA mortgage loan. These loans make an excellent choice for those who need a different option than traditional mortgage financing. Here at Patriot Home Mortgage, we can help work with you to determine whether or not this loan type is…

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Who FHA Mortgage Loans Can Benefit

When it comes to finding financing for a new home, the options can be incredibly overwhelming. You’ll need to figure out which type of loan best suits your financial and property needs, and you’ll also need to shop around to find a lender who offers the best rates. Even for those who have been through…

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When Can An FHA Mortgage Loan Be Refinanced?

When you bought your home, the idea of renting just one more year probably made you want to tear your hair out. After all, when you’re renting, you’re subject to the rules and whims of the owner (according to the rental contract, of course). Want to get rid of that awful orange paint in the…

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Using FHA Mortgage Loans For Repairs or Fixer-Uppers

How many times have you watched those home renovation shows and seen an absolute dump get transformed into a chic, palatial residence? The idea of the fixer-upper home is one that has grown massively in popularity during the last decade. The reason behind this surge is a combination of those renovation shows on TV in…

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What Is An FHA Mortgage & Who Is Eligible?

Are you tired of renting and ready to set down roots in a home of your own? For many, the idea of home ownership is a sweet dream. Of course, buying a house isn’t quite the same as buying a television; it’s a bigger purchase and comes with more concerns that need to be seen…

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