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If you’re a member of the military or a surviving spouse, you may be eligible for a VA home loan. Here at Patriot Home Mortgage, we specialize in VA loans – it’s one of the reasons why we’re called Patriot! We serve clients across the western United States, from Colorado to California, and our mortgage…
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When searching for a new home, you may start by checking square footage, or the size of the backyard, or the amount of natural light. And while these things are important, you need to remember that buying a home is one of the biggest financial decisions you will make! That’s why you want to avoid…
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Here at Patriot Home Mortgage, we have tons of resources to help you understand how large a mortgage you can afford. Check out our mortgage calculator page for Payment/Amortization, Rent vs. Own, APR, Debt Consolidation, and more. In today’s blog post, we’re walking you through the factors that influence how to determine how much house…
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Here at Patriot Home Mortgage in St. George and Mesquite, our goal is to make the mortgage process as smooth and stress-free as possible! However, we also know that getting a mortgage is one of the biggest investments most people make and that signing such a large loan can come with a lot of stress.…
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If you want to buy a home today, you usually start by saving money for a down payment. Once you have the money saved that you’ll need for a down payment, you then begin to look for a home you wish to purchase. Once you find the home you wish to purchase, you contact a…
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Many people dream of home ownership. There’s something about owning your home that is magical. After all, you can customize it exactly how you want it by painting it how you want it, having Fido tear up the yard with minimal complaints, and having a front porch swing. When embarking on a home search, you…
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A reverse mortgage is a special type of home loan that is only available for homeowners 62 years of age or older. With a reverse mortgage, instead of the homeowner mAking payments to the lender, the lender makes payments to the homeowner, and these payments are made on the collateral of the home. These types…
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Here at Patriot Home Mortgage, our mortgage professionals are experts at helping our clients find the mortgage that fits their needs. There is no one-size-fits-all mortgage, so consider these steps as a more general, big picture look at the mortgage process. And if you stop by one of our offices in St. George or Mesquite…
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Here at Patriot Home Mortgage, our mission is to provide our clients with the home loan that best fits their needs. One of the first things we tell our clients is that mortgages are not one-size-fits-all. Many homeowners qualify for a conventional home loan, but everyone’s situation is unique! If you’re looking to fund a…
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In essence, a conventional mortgage is a home loan that is not guaranteed or insured by a government agency, like the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA), or the USDA Rural Housing Service. Here at Patriot Home Mortgage, we’re happy to talk with you about all of your mortgage options,…
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