The role
You originate residential mortgage loans for purchase and refinance borrowers and guide each client from the first conversation through closing. This is a production role. It is also a supported one: leads are contacted before they reach you, a processor is assigned to your files, and portfolio and construction products are underwritten in-house so fewer of your conversations end with “we can’t do that here.”
What you’ll do
- Consult with borrowers on purchase, refinance and pre-approval requests, and recommend the loan program that fits their situation.
- Take complete, accurate applications and collect credit, income and asset documentation.
- Work your pipeline in the company CRM, following up on every lead the system hands you and the ones you generate yourself.
- Partner with your assigned processor and with underwriting to move files to clear-to-close on time.
- Build and maintain referral relationships with real estate agents, builders and financial professionals in your market.
- Deliver disclosures accurately and on time, and originate in full compliance with TRID, RESPA, TILA, ECOA, fair lending and state requirements.
- Keep current on agency guidelines, rate movement and company product changes.
What you bring
- An active NMLS mortgage loan originator license in at least one state where Patriot is licensed, or the ability to obtain one before your start date.
- Two or more years of residential origination experience. confirm minimum
- Working knowledge of conventional, FHA, VA and USDA programs; portfolio or construction lending experience is a plus.
- A clear, patient way of explaining loan options to first-time buyers and experienced investors alike.
- Comfort working in a CRM every day and letting it do the follow-up you would otherwise do at night.
- High school diploma or equivalent. A degree in finance or business is welcome, not required.
What Patriot provides
- New leads called within moments of arriving by an AI assistant that books onto your calendar and briefs you before you dial.
- A dedicated processor on your files from application to clear-to-close.
- CRM, phone, calendar, email and carrier-approved two-way texting, licensed and maintained by the company.
- A main line answered around the clock; returning borrowers are greeted by name and routed to you.
- Agency products plus in-house underwritten portfolio and construction loans.
- [Compensation structure, draw, benefits, licensing reimbursement, and any Patriot Capital affiliate language: HR and compliance to supply before publishing.]
About Patriot Home Mortgage
Founded in St. George, Utah in 2011 and still founder-led, Patriot Home Mortgage has grown to [48] licensed loan officers across [12] offices and [32] states. Patriot Home Mortgage is a d/b/a of Belem Servicing LLC, NMLS ID #715386, and an Equal Housing Lender.
Patriot Home Mortgage is an equal opportunity employer. All employment decisions are made without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status or any other characteristic protected by law.