Key West, Florida
Home loans in Key West, Florida
A Patriot Home Mortgage office serving Key West and the surrounding Florida market. Talk to a loan officer who is licensed in Florida, works from this office, and answers the phone.
- Address
- 3706 N Roosevelt Blvd, Ste 208, Key West, FL 33040
- Phone
- (435) 256-8813
- Hours
- By appointment — call to schedule
- Licensed in
- Florida
- Directions
- Open in Google Maps →
Loan officers in Key West
Every Patriot officer licensed in Florida can help a Key West borrower — see below, or call (435) 256-8813 and we will introduce you.
More Patriot officers licensed in Florida
Licensed statewide, so they can take your file wherever you are buying in Florida.
About this office
The Key West office is one of Patriot's 13 locations. Borrowers in Key West work with a named, licensed loan officer here from the first conversation to the closing table, with underwriting and processing support from Patriot's St. George headquarters.
Licensed to lend from here in:
Other Patriot offices in Florida: Tampa, St. Petersburg, Miami, Fort Myers.
3706 N Roosevelt Blvd, Ste 208, Key West, FL 33040
Buying in Key West: 2026 loan limits
The limits that decide which program fits are set by county. Check yours before you shop.
- Conventional (conforming)2026 baseline limit is $832,750 for a one-unit home; high-cost counties go up to $1,249,125. Look up your county at FHFA.
- VANo loan limit for borrowers with full entitlement since January 1, 2020. VA loan limits explained.
- FHALimits are set by county. Check the HUD limit for your county in Florida.
- USDAEligibility depends on the property's location and household income. USDA eligibility map.
Figures are federal program limits, not an offer of credit. Sources: FHFA conforming loan limit values for 2026; HUD FHA loan limits; U.S. Department of Veterans Affairs. Last reviewed October 2026.
Programs available in Florida
Every Patriot program is available to Florida borrowers.
Start with a Key West loan officer
Four questions, no credit pull, and the name of the officer licensed in Florida who will carry your file.
Patriot Home Mortgage is a d/b/a of Belem Servicing LLC, NMLS #715386 · NMLS Consumer Access · Equal Housing Lender. Not a commitment to lend. All loans subject to credit approval.