Miami, Florida
Home loans in Miami, Florida
A Patriot Home Mortgage office serving Miami and the surrounding Florida market. Talk to a loan officer who is licensed in Florida, works from this office, and answers the phone.
- Address
- 7855 SW 104th St, Ste 210, Miami, FL 33156
- Phone
- (435) 256-8813
- Hours
- By appointment — call to schedule
- Licensed in
- Florida, Georgia, Maryland, North Carolina
- Directions
- Open in Google Maps →
Loan officers in Miami
14 licensed loan officers work from this office. Each profile lists the states they are licensed in, their specialties, and a direct line.
More Patriot officers licensed in Florida
Licensed statewide, so they can take your file wherever you are buying in Florida.
About this office
The Miami office is one of Patriot's 13 locations. Borrowers in Miami work with a named, licensed loan officer here from the first conversation to the closing table, with underwriting and processing support from Patriot's St. George headquarters.
Licensed to lend from here in:
Other Patriot offices in Florida: Tampa, St. Petersburg, Fort Myers, Key West.
7855 SW 104th St, Ste 210, Miami, FL 33156
Buying in Miami: 2026 loan limits
The limits that decide which program fits are set by county. Check yours before you shop.
- Conventional (conforming)2026 baseline limit is $832,750 for a one-unit home; high-cost counties go up to $1,249,125. Look up your county at FHFA.
- VANo loan limit for borrowers with full entitlement since January 1, 2020. VA loan limits explained.
- FHALimits are set by county. Check the HUD limit for your county in Florida.
- USDAEligibility depends on the property's location and household income. USDA eligibility map.
Figures are federal program limits, not an offer of credit. Sources: FHFA conforming loan limit values for 2026; HUD FHA loan limits; U.S. Department of Veterans Affairs. Last reviewed October 2026.
Programs available in Florida
Every Patriot program is available to Florida borrowers.
Start with a Miami loan officer
Four questions, no credit pull, and the name of the officer licensed in Florida who will carry your file.
Patriot Home Mortgage is a d/b/a of Belem Servicing LLC, NMLS #715386 · NMLS Consumer Access · Equal Housing Lender. Not a commitment to lend. All loans subject to credit approval.