RURAL HOUSING DEVELOPMENT
USDA LOAN
Find Out More About USDA Mortgages
When it comes to finding the right mortgage for your upcoming home purchase, there are a myriad of options to explore. One appealing option is a USDA mortgage. These unique loans do not require a down payment and are offered to those with lower credit scores.
However, they do have geographical requirements as well as specific income requirements. If you are interested in finding out if a USDA loan is right for your home purchase, please contact our team today. We will be happy to assist you in finding the ideal home mortgage for your needs.
Benefits Of A USDA Loan:
- NO DOWN PAYMENT REQUIRED
- CREDIT SCORES AS LOW AS 640
- GEOGRAPHIC ELIGIBILITY
- REDUCED MORTGAGE INSURANCE (MI)
USDA Loan
Dreaming of wide-open space? USDA loans make it easier to buy or build in approved rural areas with low or no down payments, flexible credit requirements, and reduced mortgage insurance.
Eligibility depends on location and income, ensuring these loans support families where they’re needed most. Whether you’re purchasing land, building new, or fixing up a farmhouse, Patriot Home Mortgage can help you make it happen.