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If you want to buy a home today, you usually start by saving money for a down payment. Once you have the money saved that you’ll need for a down payment, you then begin to look for a home you wish to purchase. Once you find the home you wish to purchase, you contact a…
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In essence, a conventional mortgage is a home loan that is not guaranteed or insured by a government agency, like the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA), or the USDA Rural Housing Service. Here at Patriot Home Mortgage, we’re happy to talk with you about all of your mortgage options,…
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Purchasing a home can be an exciting time. It can also be an experience that leaves you feeling overwhelmed with questions and uncertainty. This is particularly true if it is your first time buying a home. One of the first hurdles you will need to overcome in the home buying process is determining what financing…
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When your credit score is less than ideal, it can feel like you are fighting a losing battle. This is magnified when you are on the hunt for a conventional mortgage. For those who are tired of paying rent every month without building any equity, any obstacle between them and homeownership can feel insurmountable. If…
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Perhaps you’ve had a dream home in mind for many years and the perfect plot of land to build it on has just come up for sale. As mortgage financing loan brokers we often get the question, “What do I do when I want to build my home from the ground up?” To that question,…
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When you decide to buy a new TV, there are probably a couple of questions you ask yourself before diving into the purchase. Those questions probably include things like: Can I afford it and still be able to pay the bills? Which model will provide all the qualities I’m looking for? Is it a good…
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Buying a new home can be — and should be — an exciting time in your life, whether this is your first home or your fifth or even your fifteenth. Of course, if you don’t have an idea of how you’ll finance a new home before you start looking, the home buying process will be…
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Buying a new home should be an exciting, heart-warming time. After all, you’re not just choosing somewhere to live, you’re choosing somewhere to make memories with family and friends. It may be where you watch your kids or grandkids grow up, or it may be your first foray into true adulthood. Either way, a home…
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