NON-CONFORMING
Jumbo LOAN
Find The Funds You Need
Are you looking for a mortgage in a higher amount than traditional lenders want to offer you? When it comes to borrowing large amounts, a conventional loan might not cut it. Due to regulations, traditional mortgage limits are capped. However, there are still options available for those who are looking to borrow higher amounts for the purchase of a property.
Here at Patriot Home Mortgage, we will be happy to help you explore the option of a jumbo mortgage. This unique loan allows for greater flexibility in the amount borrowed. Find out today if this is the right type of mortgage for your needs.
Unique Benefits Offered By Jumbo Loans:
- LOAN AMOUNTS UP TO $3.5 MILLION
- CREDIT SCORES AS LOW AS 660
- NO MORTGAGE INSURANCE (MI) REQUIRED
- 90% LTV UP TO $750,000
Jumbo Loan
If your dream home is above conforming loan limits, a Jumbo Loan may be the right fit. These private loans cover larger amounts with flexible requirements, competitive rates, and often smaller down payments.
Because guidelines vary by lender, approval usually depends on strong credit, steady income, and a healthy debt-to-income ratio. The Patriot Home Mortgage team works with multiple lenders to help you find the best jumbo option for your needs.