Now Hiring – Licensed Mortgage Loan Officer – St. George

Licensed Mortgage Loan Officer

Full-time, $30,000 / year


The purpose of this position is to proactively solicit new residential mortgage clients while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower’s financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.

• Develop new business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc.
• Develops solid PHM product knowledge and offers clients the best mortgage products to match client needs
• Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines
• Analyzes and exercises independent judgment and discretion in advancing PHM’s business objectives and the interests of PHM’s customers regarding significant financial decisions
• Carries out major assignments affecting business operations of the employer or the employer’s customers through:
• Collecting and analyzing information regarding the customer’s income, assets, investments, or debts
• Analyzing applicant data, credit and collateral property value
• Determining which financial products best meet the customer’s needs and financial circumstances
• Providing advice to the customer regarding the advantages and disadvantages of available financial products
• Marketing, servicing, or promoting the employer’s financial products * Completes necessary CE in a timely manner and remains current on local developments and trends within the real estate and mortgage industries
• Provides origination services in the state of licensure
• Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities
• Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings

• Sales experience in the mortgage industry is required
• Familiarity with mortgage processes, procedures, rules, regulations, and compliance
• Exceptional customer service skills with a strong attention to detail
• Excellent written and verbal communication skills
• Strong computer skills to include a working knowledge of MS Office
• Ability to comprehend and analyze financial information
• Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management
• Established contact and referral list within the real estate and mortgage industries preferred
• Ability to pass a required background check

Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PHM requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PHM policies. The ability to work extended hours may be required.


Patriot Home Mortgage

619 South Bluff Street Tower 1 Ste 301 or Tower 2 Ste 1B
St. George, Utah 84770

450 Hillside Drive, Bldg A, Suite 106,
Mesquite, NV 89027

Front Desk: (435) 256-8813