/*
Theme Name: Patriot Home Mortgage
Theme URI: https://patriothomemortgage.com
Author: Lead Agentics
Description: Hand-written theme for the Patriot Home Mortgage rebuild (Option 2). Dev build, Phase 0.
Version: 0.2.0
Requires at least: 6.5
Requires PHP: 8.1
License: Proprietary
Text Domain: patriot
*/
:root{
  --blue:#0055FF;          /* Patriot Blue — brand guide p.7 */
  --ink:#0A3161;           /* Old Glory Blue — body ink. Addition to the brand guide APPROVED by Chet, Sep 16 2026 */
  --red:#B31942;           /* Old Glory Red — structural lines only. Addition to the brand guide APPROVED by Chet, Sep 16 2026 */
  --silver:#8A8D91;        /* brand alternative gray */
  --tint:#EEF3FF;
  --white:#FFFFFF;
  --max:1280px;
  --gutter:clamp(20px,5vw,72px);
  --needle:6px;
  --rule:rgba(179,25,66,.45);  /* red hairline for structural lines only */
  --rule-strong:#B31942;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Poppins,system-ui,sans-serif;font-weight:400;color:var(--ink);background:var(--white);line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
button{font:inherit;cursor:pointer}
:focus-visible{outline:3px solid var(--red);outline-offset:3px}
.wrap{max-width:var(--max);margin:0 auto;padding-left:var(--gutter);padding-right:var(--gutter)}
h1,h2,h3{font-weight:600;line-height:1.08;letter-spacing:-0.02em}
h2{font-size:clamp(32px,4.4vw,58px);max-width:18ch}
h3{font-size:clamp(20px,2vw,26px)}
.lede{font-size:clamp(17px,1.4vw,21px);font-weight:300;max-width:56ch;margin-top:20px}
.btn{display:inline-flex;align-items:center;gap:10px;padding:16px 26px;border-radius:999px;border:2px solid transparent;font-weight:600;text-decoration:none;transition:transform .18s ease,background .18s ease,color .18s ease}
.btn:hover{transform:translateY(-1px)}
.btn-white{background:var(--white);color:var(--blue)}
.btn-white:hover{background:var(--tint)}
.btn-ghost{border-color:rgba(255,255,255,.55);color:var(--white)}
.btn-ghost:hover{border-color:var(--white)}
.btn-blue{background:var(--blue);color:var(--white)}
.btn-blue:hover{background:#0047D6}
.btn-outline{border-color:var(--blue);color:var(--blue)}
.btn-outline:hover{background:var(--tint)}

/* ---------- compass needle (scroll progress) — the single red structural element ---------- */
#needle{position:fixed;left:0;top:0;width:var(--needle);height:100vh;z-index:60;pointer-events:none}
#needle .track{position:absolute;inset:0;background:rgba(10,49,97,.08)}
#needle .fill{position:absolute;left:0;top:0;width:100%;height:0;background:var(--red);transition:height .08s linear}
#needle .marker{position:absolute;left:14px;top:50%;transform:translateY(-50%);font-size:12px;font-weight:600;color:var(--red);writing-mode:vertical-rl;letter-spacing:.06em;white-space:nowrap}
.on-blue #needle .track{background:rgba(255,255,255,.18)}
@media (max-width:820px){#needle .marker{display:none}}

/* ---------- header ---------- */
header{position:fixed;top:0;left:0;right:0;z-index:50;transition:background .3s ease,box-shadow .3s ease,color .3s ease}
header .bar{display:flex;align-items:center;justify-content:space-between;height:78px}
header .logo{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:600;font-size:20px;letter-spacing:-0.01em}
header .logo .slot{width:150px;height:44px;display:grid;place-items:center;border:1px dashed currentColor;border-radius:6px;font-size:10px;font-weight:400;opacity:.7;text-align:center;line-height:1.2;padding:2px}
/* LOGO ANIMATION HOOK — drop the brand SVG in as <span class="mark"> (stand-alone symbol) and <span class="word"> (wordmark + descriptor).
   The mark arrives as a compass finding north (one turn, eased, settles), the wordmark follows. Ends at rest in the guide's colours. Plays once. */
header .logo .mark{display:block;height:44px;width:auto;aspect-ratio:418.21/124.92;fill:var(--blue);transform-origin:14% 50%;animation:north 1.4s cubic-bezier(.2,.8,.2,1) both}
/* Inline SVG lockup (header.php): all-blue on light, all-white over the hero — the two primary configurations from the brand guide. */
header.on-blue .logo .mark{fill:#fff}
header .logo .word{display:inline-block;height:40px;opacity:0;animation:rise .8s .7s cubic-bezier(.2,.7,.2,1) forwards}
@keyframes north{0%{transform:rotate(-24deg) translateX(-18px);opacity:0}55%{opacity:1}100%{transform:none;opacity:1}}
header nav{display:flex;gap:30px;font-size:15px;font-weight:400}
header nav a{text-decoration:none;position:relative;padding:6px 0}
header nav a::after{content:"";position:absolute;left:0;right:100%;bottom:0;height:2px;background:var(--red);transition:right .2s ease}
header nav a:hover::after{right:0}
header .cta{display:flex;gap:10px;align-items:center}
header .cta .nmls{font-size:12px;font-weight:300;opacity:.8}
header.on-blue{color:var(--white)}
header.solid{background:rgba(255,255,255,.94);backdrop-filter:blur(8px);color:var(--ink);box-shadow:0 1px 0 rgba(10,49,97,.08)}
header.solid .btn-white{background:var(--blue);color:var(--white)}
.admin-bar header{top:32px}
.admin-bar #hero .inner{padding-top:110px}
@media (max-width:1000px){header nav{display:none}header .cta .nmls{display:none}header .btn{padding:12px 18px;white-space:nowrap;font-size:14px}header .logo .slot{width:120px;height:38px;font-size:9px}}

/* ---------- hero (pinned; page scrolls over it) ---------- */
#hero{position:sticky;top:0;height:100vh;height:100svh;background:var(--blue);color:var(--white);overflow:hidden;z-index:1}
#stars{position:absolute;inset:0;width:100%;height:100%}
#hero .inner{position:relative;z-index:2;height:100%;display:grid;grid-template-rows:1fr auto;padding-top:78px}
#hero .copy{align-self:center;max-width:1100px}
#hero h1{font-size:clamp(44px,min(8vw,13vh),118px);line-height:.98;letter-spacing:-0.035em;max-width:11ch}
#hero h1 .line{display:block;opacity:0;transform:translateY(24px);animation:rise .9s cubic-bezier(.2,.7,.2,1) forwards}
#hero h1 .line:nth-child(2){animation-delay:.12s}
#hero h1 .line:nth-child(3){animation-delay:.24s}
@keyframes rise{to{opacity:1;transform:none}}
#hero .sub{margin-top:20px;font-size:clamp(17px,1.5vw,22px);font-weight:300;max-width:52ch;opacity:0;animation:rise .9s .45s cubic-bezier(.2,.7,.2,1) forwards}
#hero .actions{margin-top:28px;display:flex;gap:14px;flex-wrap:wrap;opacity:0;animation:rise .9s .6s cubic-bezier(.2,.7,.2,1) forwards}
#hero .foot{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;padding:28px 0 34px;opacity:0;animation:rise 1s .8s cubic-bezier(.2,.7,.2,1) forwards}
#hero .facts{display:flex;gap:clamp(20px,4vw,56px);flex-wrap:wrap;font-weight:300;font-size:15px}
#hero .facts b{display:block;font-size:clamp(26px,2.6vw,36px);font-weight:600;line-height:1;letter-spacing:-0.02em}
#hero .scrollhint{font-size:12px;letter-spacing:.06em;opacity:.8;display:flex;align-items:center;gap:10px}
#hero .scrollhint i{display:block;width:1px;height:38px;background:var(--white);animation:drop 1.6s ease-in-out infinite;transform-origin:top}
@keyframes drop{0%{transform:scaleY(0)}50%{transform:scaleY(1)}100%{transform:scaleY(0);transform-origin:bottom}}
#hero .fade{position:absolute;inset:0;background:rgba(0,85,255,0);pointer-events:none;z-index:3;transition:none}
@media (max-width:820px){#hero .foot{flex-direction:column;align-items:flex-start;padding-bottom:110px}#hero .facts{gap:16px 28px}#hero .facts b{font-size:24px}}

/* ---------- Retell orb facade (loads nothing until clicked) ---------- */
#orb{position:fixed;right:26px;bottom:26px;z-index:55}
#orb .facade{display:flex;align-items:center;gap:12px;background:var(--white);color:var(--ink);border:none;border-radius:999px;padding:8px 18px 8px 8px;box-shadow:0 10px 30px rgba(10,49,97,.22);font-weight:600;font-size:15px}
#orb .facade .core{width:46px;height:46px;border-radius:50%;background:radial-gradient(circle at 35% 35%,#7FA8FF,var(--blue) 60%,#0033A8);position:relative}
#orb .facade .core::after{content:"";position:absolute;inset:-6px;border-radius:50%;border:2px solid rgba(0,85,255,.35);animation:pulse 2.4s ease-out infinite}
@keyframes pulse{0%{transform:scale(.8);opacity:1}100%{transform:scale(1.35);opacity:0}}
#orb .facade small{display:block;font-weight:300;font-size:11px;color:var(--silver)}
#orb .panel{display:none;width:min(380px,calc(100vw - 52px));height:520px;background:var(--white);border-radius:18px;box-shadow:0 20px 60px rgba(10,49,97,.3);overflow:hidden;position:relative}
#orb.open .panel{display:block}
#orb.open .facade{display:none}
#orb .panel iframe{width:100%;height:100%;border:0}
#orb .panel .close{position:absolute;top:10px;right:10px;background:var(--ink);color:#fff;border:0;border-radius:999px;width:34px;height:34px;font-size:18px}
#orb .panel .disc{position:absolute;left:0;right:0;bottom:0;background:var(--tint);color:var(--ink);font-size:11px;font-weight:300;padding:8px 14px;line-height:1.35}

/* ---------- page body slides over the pinned hero ---------- */
main{position:relative;z-index:2;background:var(--ink)}
section{padding:clamp(72px,9vw,140px) 0;background:var(--white)}
/* ---------- 3D exit on scroll (desktop, motion allowed, browsers with scroll-driven animations) ----------
   Each section, as it leaves the viewport, shrinks toward its bottom edge, turns away and slides off left,
   revealing the dark stage behind it. Runs on the compositor: transform + opacity only.
   #process is excluded because a transform would break the pinned star inside it. */
@supports (animation-timeline: view()) {
  @media (min-width:900px) and (prefers-reduced-motion:no-preference) {
    main{perspective:1400px;perspective-origin:50% 30%}
    main > section:not(#process){transform-origin:50% 100%;animation:sectionExit linear both;animation-timeline:view();animation-range:exit 0% exit 100%;backface-visibility:hidden}
    @keyframes sectionExit{
      0%{transform:none;opacity:1}
      35%{transform:scale(.9);opacity:1}
      100%{transform:scale(.74) translateX(-60vw) rotateY(-28deg);opacity:0}
    }
  }
}
.sec-head{display:grid;grid-template-columns:auto 1fr;gap:clamp(20px,4vw,60px);align-items:start}
.sec-head .num{font-weight:600;color:var(--red);font-size:14px;padding-top:12px;white-space:nowrap}
/* section rule: a short red line that grows to full width as the section enters */
.sec-head{position:relative;padding-top:26px}
.sec-head::before{content:"";position:absolute;left:0;top:0;height:2px;width:48px;background:var(--rule-strong);transition:width 1.1s cubic-bezier(.2,.7,.2,1)}
.sec-head.in::before{width:100%}
#process .sec-head::before,#careers .sec-head::before{background:rgba(255,255,255,.5)}

/* ---------- Jesse band ---------- */
#answers{background:var(--white)}
#answers .grid{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(30px,5vw,80px);align-items:center}
#answers .demo{background:var(--tint);border-radius:24px;padding:36px;min-height:360px;display:flex;flex-direction:column;justify-content:space-between}
#answers .demo .q{font-weight:300;font-size:17px;padding:14px 18px;border-radius:14px;background:var(--white);max-width:85%;margin-bottom:12px}
#answers .demo .a{font-weight:400;font-size:17px;padding:14px 18px;border-radius:14px;background:var(--blue);color:var(--white);max-width:85%;margin-left:auto}
#answers .demo .note{font-size:12px;color:var(--silver);font-weight:300;margin-top:20px}
@media (max-width:900px){#answers .grid{grid-template-columns:1fr}}

/* ---------- loan products rail ---------- */
#loans{background:var(--tint)}
.rail{margin-top:48px;display:grid;grid-auto-flow:column;grid-auto-columns:min(320px,78vw);gap:18px;overflow-x:auto;scroll-snap-type:x mandatory;padding:6px 0 24px;scrollbar-width:none}
.rail::-webkit-scrollbar{display:none}
.card{scroll-snap-align:start;background:var(--white);border-radius:20px;padding:30px 28px;min-height:360px;display:flex;flex-direction:column;justify-content:space-between;text-decoration:none;transition:transform .2s ease}
.card:hover{transform:translateY(-4px)}
.card .fig{font-size:clamp(34px,3vw,44px);font-weight:600;letter-spacing:-0.03em;color:var(--blue);line-height:1}
.card .fig small{display:block;font-size:13px;font-weight:300;color:var(--silver);letter-spacing:0;margin-top:8px}
.card p{font-weight:300;margin-top:10px;font-size:15px}
.card .go{margin-top:20px;font-weight:600;color:var(--blue)}
.rail-nav{display:flex;gap:10px;margin-top:4px}
.rail-nav button{width:46px;height:46px;border-radius:50%;border:2px solid var(--blue);background:var(--white);color:var(--blue);font-size:20px}
.src{font-size:13px;font-weight:300;color:var(--silver);margin-top:26px;max-width:70ch}

/* ---------- comparison ---------- */
table{width:100%;border-collapse:collapse;margin-top:44px;font-size:15px}
th,td{text-align:left;padding:18px 16px;border-bottom:1px solid var(--rule);vertical-align:top}
th{font-weight:600}
thead th{font-size:19px;padding-bottom:22px;border-bottom:2px solid var(--rule-strong)}
tbody th{font-weight:400;color:var(--silver);width:22%}
@media (max-width:760px){table{display:block;overflow-x:auto;white-space:nowrap}}

/* ---------- how it works: pinned compass ---------- */
#process{background:var(--ink);color:var(--white)}
#process .layout{display:grid;grid-template-columns:1fr 1fr;gap:clamp(30px,6vw,100px);margin-top:48px}
#process .pin{position:sticky;top:120px;align-self:start;height:min(60vh,520px);display:grid;place-items:center}
#process .star{width:min(60vw,360px);transition:transform .7s cubic-bezier(.2,.7,.2,1)}
#process .pin .stepnum{position:absolute;bottom:0;left:0;font-size:14px;font-weight:300;opacity:.7}
#process .steps{display:grid;gap:clamp(60px,12vh,140px);padding:10vh 0}
#process .step{opacity:.35;transition:opacity .4s ease}
#process .step.active{opacity:1}
#process .step h3{font-size:clamp(24px,2.4vw,32px);margin-bottom:12px}
#process .step p{font-weight:300;max-width:46ch}
#process .step .k{font-size:13px;color:#9DB8FF;margin-bottom:10px;display:block}
@media (max-width:860px){#process .layout{grid-template-columns:1fr}#process .pin{position:relative;top:0;height:200px}#process .star{width:150px}}

/* ---------- where we lend ---------- */
#where .states{display:grid;grid-template-columns:repeat(auto-fill,minmax(64px,1fr));gap:8px;margin-top:40px}
#where .st{aspect-ratio:1;display:grid;place-items:center;border-radius:10px;font-weight:600;font-size:15px;background:var(--tint);color:var(--blue);transition:background .2s ease,color .2s ease}
#where .st.home{background:var(--blue);color:var(--white)}
#where .st:hover{background:var(--ink);color:#fff}
#where .offices{margin-top:48px;display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:14px 28px;font-size:15px}
#where .offices div{padding:14px 0;border-top:1px solid var(--rule)}
#where .offices b{display:block;font-weight:600}
#where .offices span{font-weight:300;color:var(--silver)}

/* ---------- photo band ---------- */
#band{padding:0;background:var(--ink)}
#band .strip{display:grid;grid-template-columns:repeat(3,1fr);height:min(60vh,560px)}
#band figure{position:relative;overflow:hidden;background:#123}
#band img{width:100%;height:100%;object-fit:cover;transform:scale(1.04);transition:transform .8s ease}
#band figure:hover img{transform:scale(1)}
#band figcaption{position:absolute;left:22px;bottom:18px;color:#fff;font-weight:600;text-shadow:0 2px 10px rgba(0,0,0,.4)}
#band .disc{color:rgba(255,255,255,.7);font-size:12px;font-weight:300;padding:14px var(--gutter)}
@media (max-width:760px){#band .strip{grid-template-columns:1fr;height:auto}#band figure{height:44vw}}

/* ---------- reviews ---------- */
#reviews .row{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
#reviews blockquote{background:var(--tint);border-radius:20px;padding:30px;font-weight:300;font-size:17px;min-height:220px;display:flex;flex-direction:column;justify-content:space-between}
#reviews blockquote footer{font-size:13px;font-weight:600;margin-top:18px}
#reviews .stars{color:var(--blue);letter-spacing:2px;margin-bottom:10px}
@media (max-width:860px){#reviews .row{grid-template-columns:1fr}}

/* ---------- officers / careers ---------- */
#careers{background:var(--blue);color:var(--white)}
#careers .grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(30px,6vw,90px);align-items:center}
#careers ul{list-style:none;margin-top:26px;display:grid;gap:18px}
#careers li{padding-left:22px;position:relative;font-weight:300}
#careers li::before{content:"";position:absolute;left:0;top:11px;width:10px;height:2px;background:var(--white)}
#careers li b{font-weight:600;display:block}
@media (max-width:860px){#careers .grid{grid-template-columns:1fr}}

/* ---------- FAQ ---------- */
#faq details{border-top:1px solid var(--rule);padding:22px 0}
#faq details:last-child{border-bottom:1px solid var(--rule)}
#faq summary{font-weight:600;font-size:clamp(17px,1.5vw,21px);cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px}
#faq summary::after{content:"+";color:var(--blue);font-weight:300;font-size:26px;line-height:1}
#faq details[open] summary::after{content:"–"}
#faq p{font-weight:300;margin-top:12px;max-width:70ch}

/* ---------- final cta ---------- */
#final{background:var(--ink);color:#fff;text-align:left}
#final h2{max-width:24ch}

/* ---------- footer ---------- */
footer{background:var(--white);padding:60px 0 40px;font-size:13px;font-weight:300}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px}
footer h4{font-weight:600;font-size:14px;margin-bottom:12px}
footer a{text-decoration:none;display:block;margin:6px 0}
footer .legal{margin-top:40px;padding-top:24px;border-top:2px solid var(--rule-strong);color:var(--silver);max-width:90ch}
footer .ehl{display:inline-flex;align-items:center;gap:8px;font-weight:600;color:var(--ink);margin-top:14px}
@media (max-width:860px){footer .cols{grid-template-columns:1fr 1fr}}

/* ---------- reveal (used once: the loan rail and stats) ---------- */
.js .reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
.js .reveal.in{opacity:1;transform:none}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  #hero h1 .line,#hero .sub,#hero .actions,#hero .foot{opacity:1;transform:none}
  .reveal{opacity:1;transform:none}
}


/* Sep 9 2026 — Lead Agentics: keep the footer above the sticky hero and stop the last section exiting into empty space */
footer{position:relative;z-index:2;background:#fff}
main > section#final{animation:none!important;transform:none!important}

/* Sep 21 2026 — Lead Agentics: horizontal lockup replaces the stacked mark (Q12 resolved). Logo 64px tall (about 214px wide), header bar 104px; the Sep 9 3x sizing (132px stacked) is retired. Hero offset follows. */
header .bar{height:104px}
header .logo .mark{height:64px}
#hero .inner{padding-top:104px}
.admin-bar #hero .inner{padding-top:136px}
@media (max-width:1000px){header .bar{height:80px}header .logo .mark{height:46px}#hero .inner{padding-top:80px}.admin-bar #hero .inner{padding-top:112px}}

/* Sep 21 2026 — Phase 0 interior pages: shared header/footer from header.php/footer.php. Interior pages are standalone full-bleed white pages (per Joe, Sep 10), header solid from the start, main pushed below the fixed bar. */
body:not(.home) main{background:#fff;padding-top:140px;padding-bottom:80px;min-height:100vh;perspective:none}
/* pages that open with a full-bleed hero (loan pages v2) opt out of the top offset and put the header over the hero */
body:not(.home) main:has(> article > .bleed){padding-top:0}
header.over{background:transparent;box-shadow:none;color:#fff}header.over .logo .mark{fill:#fff}header.over .btn-white{background:#fff;color:var(--blue)}
body.admin-bar:not(.home) main{padding-top:172px}
@media (max-width:1000px){body:not(.home) main{padding-top:104px}body.admin-bar:not(.home) main{padding-top:136px}}
header.interior{background:rgba(255,255,255,.94);backdrop-filter:blur(8px);color:var(--ink);box-shadow:0 1px 0 rgba(10,49,97,.08)}
header.interior nav a{font-weight:400}


/* ---------- Sep 21 2026 — loan product page template (.loan-page). Shared by /va-loans/, /fha/, /conventional/, /usda/, /jumbo/, /construction/, /reverse-mortgages/. Markup lives in each page's content; every style is here so the seven pages stay identical. ---------- */
.loan-page{color:var(--ink);font-family:Poppins,system-ui,sans-serif}
.loan-page .wrap{max-width:1180px}
.loan-page .eyebrow{font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--blue)}
.loan-page .eyebrow a{color:inherit;text-decoration:none}
.loan-page h1{font-size:clamp(38px,5vw,64px);font-weight:600;line-height:1.04;letter-spacing:-0.025em;max-width:14ch;margin-top:14px}
.loan-page h2{font-size:clamp(28px,3.4vw,44px);max-width:20ch}
.loan-page .lp-hero{background:var(--tint);padding:64px 0 56px;border-bottom:2px solid var(--rule)}
.loan-page .lp-hero .grid{display:grid;grid-template-columns:1.25fr .85fr;gap:48px;align-items:start}
.loan-page .lp-hero .lede{font-weight:300;font-size:clamp(17px,1.4vw,20px);max-width:52ch;margin-top:18px}
.loan-page .actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.loan-page .facts{background:#fff;border:1px solid rgba(10,49,97,.12);border-top:3px solid var(--red);border-radius:14px;padding:22px 24px}
.loan-page .facts h3{font-size:13px;letter-spacing:.12em;text-transform:uppercase;font-weight:600;color:var(--silver);margin-bottom:10px}
.loan-page .facts dl{display:grid;grid-template-columns:1fr auto;gap:10px 16px;font-size:15px}
.loan-page .facts dt{font-weight:300}.loan-page .facts dd{font-weight:600;text-align:right;color:var(--blue)}
.loan-page .facts .note{font-size:12px;font-weight:300;color:var(--silver);margin-top:14px;line-height:1.45}
.loan-page section.band{padding:64px 0}
.loan-page section.band + section.band{border-top:1px solid rgba(179,25,66,.35)}
.loan-page .intro{font-weight:300;font-size:17px;max-width:60ch;margin-top:14px}
.loan-page .cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px;margin-top:32px}
.loan-page .card{background:#fff;border:1px solid rgba(10,49,97,.12);border-radius:14px;padding:22px}
.loan-page .card h3{font-size:18px;margin-bottom:8px}
.loan-page .card p{font-size:15px;font-weight:300;line-height:1.5}
.loan-page .card .tag{display:inline-block;font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);background:var(--tint);border-radius:999px;padding:4px 10px;margin-bottom:12px}
.loan-page .reqs{list-style:none;margin-top:28px;display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:14px 40px}
.loan-page .reqs li{padding:14px 0 14px 26px;position:relative;border-bottom:1px solid rgba(10,49,97,.1);font-size:15px}
.loan-page .reqs li::before{content:"";position:absolute;left:0;top:22px;width:12px;height:2px;background:var(--red)}
.loan-page .reqs li strong{display:block;font-weight:600;margin-bottom:3px}
.loan-page .reqs li span{font-weight:300}
.loan-page .steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:22px;margin-top:32px}
.loan-page .step{counter-increment:s;position:relative;padding-top:52px}
.loan-page .step::before{content:counter(s,decimal-leading-zero);position:absolute;top:0;left:0;font-size:34px;font-weight:600;color:var(--blue);line-height:1}
.loan-page .step::after{content:"";position:absolute;top:44px;left:0;width:36px;height:2px;background:var(--red)}
.loan-page .step h3{font-size:17px;margin-bottom:6px}.loan-page .step p{font-size:14px;font-weight:300;line-height:1.5}
.loan-page .faq{margin-top:28px;max-width:820px}
.loan-page .faq details{border-bottom:1px solid rgba(10,49,97,.12)}
.loan-page .faq summary{cursor:pointer;list-style:none;padding:18px 36px 18px 0;font-weight:600;font-size:17px;position:relative}
.loan-page .faq summary::-webkit-details-marker{display:none}
.loan-page .faq summary::after{content:"+";position:absolute;right:4px;top:14px;font-size:24px;font-weight:300;color:var(--blue)}
.loan-page .faq details[open] summary::after{content:"–"}
.loan-page .faq details p{font-weight:300;font-size:15px;line-height:1.55;padding:0 0 20px;max-width:70ch}
.loan-page .lp-cta{background:var(--blue);color:#fff;padding:64px 0}
.loan-page .lp-cta .grid{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.loan-page .lp-cta h2{color:#fff}.loan-page .lp-cta p{font-weight:300;margin-top:12px;max-width:52ch}
.loan-page .lp-cta .phone{font-size:clamp(24px,2.6vw,34px);font-weight:600;text-decoration:none;color:#fff;display:block}
.loan-page .lp-cta .phone small{display:block;font-size:13px;font-weight:300;opacity:.85;margin-top:4px}
.loan-page .disclosure{padding:28px 0 8px;font-size:12px;font-weight:300;color:var(--silver);line-height:1.5;max-width:90ch}
.loan-page .pending{background:#FFF7E6;border-left:3px solid #E0A800;padding:2px 8px;border-radius:4px;font-weight:600}
@media (max-width:900px){.loan-page .lp-hero .grid,.loan-page .lp-cta .grid{grid-template-columns:1fr}.loan-page .lp-hero{padding:44px 0 40px}.loan-page section.band{padding:44px 0}}

/* Sep 21 2026 — hero video montage (poster-first). The poster is the LCP image; the clip loads after window load, desktop only, and fades in under a blue tint so the copy and the star field stay on top. */
#hero .hero-vid{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0;opacity:0;transition:opacity 1.4s ease;filter:saturate(.7) contrast(1.05)}
#hero.has-vid .hero-vid{opacity:1}
#hero .hero-tint{position:absolute;inset:0;z-index:1;background:linear-gradient(180deg,rgba(0,85,255,.62) 0%,rgba(0,85,255,.78) 55%,rgba(0,85,255,.92) 100%);opacity:0;transition:opacity 1.4s ease}
#hero.has-vid .hero-tint{opacity:1}
#hero #stars{position:absolute;inset:0;z-index:1}
#hero.has-vid #stars{opacity:.7}
@media (max-width:900px),(prefers-reduced-motion:reduce){#hero .hero-vid,#hero .hero-tint{display:none}}
/* Sep 21 2026 — How it works moved to /how-it-works/; the home page keeps a short teaser in its place */
#process.process-teaser{padding:80px 0}
#process.process-teaser .teaser-actions{margin-top:24px}
#process.process-teaser .lede{color:#fff;opacity:.9}

/* Sep 22 2026 — Loan options dropdown in the header (hover on desktop, tap on touch; keyboard reachable) */
header nav .nav-dd{position:relative}
header nav .nav-dd > a{display:inline-flex;align-items:center;gap:6px}
header nav .nav-dd .chev{width:10px;height:7px;transition:transform .2s}
header nav .nav-dd .dd{position:absolute;top:calc(100% + 14px);left:-16px;min-width:290px;background:#fff;color:var(--ink);border-radius:14px;box-shadow:0 24px 60px -20px rgba(10,49,97,.4),0 0 0 1px rgba(10,49,97,.08);padding:10px;display:grid;gap:2px;opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity .18s,transform .18s,visibility .18s;z-index:60}
header nav .nav-dd .dd::before{content:"";position:absolute;left:0;right:0;top:-14px;height:14px}
header nav .nav-dd .dd a{display:block;padding:9px 12px;border-radius:9px;text-decoration:none;color:var(--ink);font-weight:400}
header nav .nav-dd .dd a b{display:block;font-weight:600;font-size:14px}
header nav .nav-dd .dd a span{display:block;font-size:12px;font-weight:300;color:var(--silver);margin-top:1px}
header nav .nav-dd .dd a:hover,header nav .nav-dd .dd a:focus{background:var(--tint);color:var(--blue)}
header nav .nav-dd:hover .dd,header nav .nav-dd:focus-within .dd,header nav .nav-dd.open .dd{opacity:1;visibility:visible;transform:none}
header nav .nav-dd:hover .chev,header nav .nav-dd.open .chev{transform:rotate(180deg)}
@media (hover:none){header nav .nav-dd:hover .dd{opacity:0;visibility:hidden;transform:translateY(-6px)}header nav .nav-dd.open .dd{opacity:1;visibility:visible;transform:none}}
/* Oct 8 2026 — Lead Agentics: Learning Center article template v2 (animated hero, reading progress, sticky contents + CTA, reveals). Replaces the Oct 7 .phm-article block. */
.phm-article{--pa-col:760px;color:var(--ink);font-size:18px;line-height:1.7}
.phm-article .pa-hero{position:relative;overflow:hidden;background:#fff;padding:calc(104px + 64px) 0 64px;min-height:min(62vh,620px);display:flex;align-items:center;isolation:isolate}
.admin-bar .phm-article .pa-hero{padding-top:calc(136px + 64px)}
.phm-article .pa-hero-media{position:absolute;inset:0;z-index:-2;background:center/cover no-repeat;opacity:0;transition:opacity 1.2s ease}
.phm-article .pa-hero-media video{width:100%;height:100%;object-fit:cover;display:block}
.phm-article .pa-hero.has-media .pa-hero-media{opacity:1}
.phm-article .pa-hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(255,255,255,.97) 0%,rgba(255,255,255,.92) 48%,rgba(255,255,255,.72) 100%)}
.phm-article .pa-hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:5px;background:linear-gradient(90deg,var(--red) 0 34%,#fff 34% 67%,var(--blue) 67%);transform-origin:left;animation:paStripe 1.2s .6s cubic-bezier(.2,.7,.2,1) both}
.phm-article .pa-star{position:absolute;right:-4%;top:50%;width:min(44vw,560px);transform:translateY(-50%) rotate(-8deg);fill:var(--blue);opacity:.06;z-index:-1;pointer-events:none;animation:paSpin 1.6s cubic-bezier(.2,.7,.2,1) both}
.phm-article .pa-hero-in{position:relative;width:100%;max-width:1180px;margin:0 auto;padding:0 24px}
.phm-article .pa-eyebrow{font-size:13px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin:0 0 16px;animation:paRise .8s cubic-bezier(.2,.7,.2,1) both}
.phm-article .pa-eyebrow a{color:var(--blue);text-decoration:none}
.phm-article .pa-eyebrow span::before{content:"\2605";color:var(--red);margin:0 8px 0 4px;font-size:10px}
.phm-article h1{font-size:clamp(36px,5vw,64px);line-height:1.04;letter-spacing:-.025em;font-weight:700;color:var(--blue);margin:0 0 20px;max-width:17ch;animation:paRise .9s .1s cubic-bezier(.2,.7,.2,1) both}
.phm-article .pa-lede{font-size:clamp(18px,1.6vw,21px);line-height:1.6;max-width:58ch;margin:0 0 18px;animation:paRise .9s .25s cubic-bezier(.2,.7,.2,1) both}
.phm-article .pa-meta{font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--silver);margin:0;animation:paRise .9s .4s cubic-bezier(.2,.7,.2,1) both}
.phm-article .pa-layout{max-width:1180px;margin:0 auto;padding:56px 24px 96px;display:grid;grid-template-columns:minmax(0,var(--pa-col)) 290px;gap:72px;justify-content:center;align-items:start}
.phm-article .pa-body{min-width:0}
.phm-article .pa-body h2{position:relative;font-size:clamp(24px,2.4vw,30px);line-height:1.22;font-weight:700;margin:52px 0 16px;padding-top:14px;scroll-margin-top:128px}
.phm-article .pa-body > h2:first-child{margin-top:0}
.phm-article .pa-body h2::before{content:"";position:absolute;left:0;top:0;width:56px;height:4px;background:linear-gradient(90deg,var(--red) 0 34%,#fff 34% 67%,var(--blue) 67%);box-shadow:0 0 0 1px rgba(10,49,97,.06);transform:scaleX(0);transform-origin:left;transition:transform .8s .15s cubic-bezier(.2,.7,.2,1)}
.phm-article .pa-body h2.in::before,.phm-article .pa-body h2:not(.rv)::before{transform:scaleX(1)}
.phm-article .pa-body h3{font-size:19px;font-weight:600;margin:26px 0 6px;color:var(--blue)}
.phm-article .pa-body p{margin:0 0 16px}
.phm-article .pa-body ul,.phm-article .pa-body ol{margin:0 0 20px;padding-left:22px}
.phm-article .pa-body li{margin:0 0 9px}
.phm-article .pa-body li::marker{color:var(--blue)}
.phm-article a{color:var(--blue)}
.phm-article strong{font-weight:600}
.phm-article .pa-table{width:100%;border-collapse:separate;border-spacing:0;margin:10px 0 24px;font-size:16px;border-radius:12px;overflow:hidden;box-shadow:0 1px 0 #d8deea,0 10px 30px -18px rgba(0,85,255,.35)}
.phm-article .pa-table th{background:var(--blue);color:#fff;text-align:left;font-weight:600;padding:12px 16px}
.phm-article .pa-table td{padding:12px 16px;border-bottom:1px solid #e3e8f2;background:#fff}
.phm-article .pa-table tr:last-child td{border-bottom:0}
.phm-article .pa-table.rv tbody tr{opacity:0;transform:translateX(-14px);transition:opacity .6s ease,transform .6s cubic-bezier(.2,.7,.2,1)}
.phm-article .pa-table.rv.in tbody tr{opacity:1;transform:none}
.phm-article .pa-table.rv.in tbody tr:nth-child(2){transition-delay:.1s}
.phm-article .pa-table.rv.in tbody tr:nth-child(3){transition-delay:.2s}
.phm-article .pa-table.rv.in tbody tr:nth-child(4){transition-delay:.3s}
.phm-article .pa-table.rv.in tbody tr:nth-child(5){transition-delay:.4s}
.phm-article .pa-callout{position:relative;background:var(--tint);border-radius:0 14px 14px 0;padding:18px 20px 18px 22px;margin:4px 0 22px;border-left:4px solid var(--blue)}
.phm-article .pa-callout strong:first-child{color:var(--blue)}
.phm-article .pa-faq h3{margin-top:28px}
.phm-article .pa-cta{position:relative;overflow:hidden;margin:56px 0 24px;padding:34px 34px 30px;background:var(--blue);color:#fff;border-radius:20px}
.phm-article .pa-cta::after{content:"\2605";position:absolute;right:-10px;bottom:-60px;font-size:220px;line-height:1;color:#fff;opacity:.08}
.phm-article .pa-cta h2{color:#fff;margin:0 0 10px;padding:0}
.phm-article .pa-cta h2::before{display:none}
.phm-article .pa-cta p{color:#fff;opacity:.92}
.phm-article .pa-cta-btns{display:flex;flex-wrap:wrap;gap:12px;margin:18px 0 0!important;opacity:1!important}
.phm-article .pa-cta .btn{padding:14px 24px}
.phm-article .pa-cta .btn-white{background:#fff;color:var(--blue)}
.phm-article .pa-cta .btn-ghost{border-color:rgba(255,255,255,.7);color:#fff;background:transparent}
.phm-article .pa-disclaimer{font-size:14px;color:var(--silver);font-style:italic}
.phm-article .pa-sources{margin-top:36px;padding-top:22px;border-top:1px solid #d8deea;font-size:15px}
.phm-article .pa-sources h2{font-size:18px;margin:0 0 10px;padding:0}
.phm-article .pa-sources h2::before{display:none}
.phm-article .pa-aside{position:sticky;top:132px;display:flex;flex-direction:column;gap:20px}
.admin-bar .phm-article .pa-aside{top:164px}
.phm-article .pa-toc{border-left:2px solid #e3e8f2;padding:4px 0 4px 0}
.phm-article .pa-toc-t{font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--silver);margin:0 0 10px 18px}
.phm-article .pa-toc ol{list-style:none;margin:0;padding:0}
.phm-article .pa-toc li{margin:0}
.phm-article .pa-toc a{display:block;position:relative;margin-left:-2px;padding:7px 0 7px 18px;border-left:2px solid transparent;font-size:14.5px;line-height:1.4;color:var(--ink);text-decoration:none;opacity:.7;transition:opacity .2s,color .2s,border-color .3s}
.phm-article .pa-toc a:hover{opacity:1;color:var(--blue)}
.phm-article .pa-toc a.on{opacity:1;color:var(--blue);font-weight:600;border-left-color:var(--blue)}
.phm-article .pa-side-cta{position:relative;overflow:hidden;background:var(--tint);border-radius:16px;padding:22px 20px;border-top:4px solid var(--red)}
.phm-article .pa-side-cta svg{width:30px;height:30px;fill:var(--blue);margin-bottom:6px}
.phm-article .pa-side-cta b{display:block;font-size:17px;line-height:1.3;color:var(--ink);margin-bottom:6px}
.phm-article .pa-side-cta p{font-size:14.5px;line-height:1.5;margin:0 0 14px}
.phm-article .pa-side-cta .btn{padding:12px 20px;font-size:15px;background:var(--blue);color:#fff}
.pa-progress{position:fixed;left:0;top:0;height:4px;width:100%;z-index:10000;pointer-events:none;background:transparent}
.admin-bar .pa-progress{top:32px}
.pa-progress i{display:block;height:100%;width:100%;background:linear-gradient(90deg,var(--blue) 0 calc(100% - 10px),var(--red) calc(100% - 10px));transform-origin:left;transform:scaleX(0)}
.pa-dock{position:fixed;left:16px;right:16px;bottom:16px;z-index:9990;display:none;align-items:center;justify-content:space-between;gap:12px;padding:12px 12px 12px 18px;background:var(--blue);color:#fff;border-radius:999px;box-shadow:0 14px 40px -12px rgba(0,40,140,.55);transform:translateY(140%);transition:transform .45s cubic-bezier(.2,.7,.2,1)}
.pa-dock.show{transform:none}
.pa-dock span{font-size:14px;font-weight:600}
.pa-dock a{background:#fff;color:var(--blue);font-weight:600;font-size:14px;text-decoration:none;padding:10px 16px;border-radius:999px;white-space:nowrap}
.phm-article .rv{opacity:0;transform:translateY(22px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1)}
.phm-article .rv.in{opacity:1;transform:none}
.phm-article .pa-table.rv{opacity:1;transform:none}
@keyframes paRise{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}
@keyframes paStripe{from{transform:scaleX(0)}to{transform:scaleX(1)}}
@keyframes paSpin{from{opacity:0;transform:translateY(-50%) rotate(-40deg) scale(.85)}to{opacity:.06;transform:translateY(-50%) rotate(-8deg)}}
@media (max-width:1100px){.phm-article .pa-layout{grid-template-columns:minmax(0,var(--pa-col));gap:0}.phm-article .pa-aside{display:none}.pa-dock{display:flex}}
@media (max-width:640px){.phm-article{font-size:17px}.phm-article .pa-hero{padding:calc(104px + 32px) 0 44px;min-height:0}.phm-article .pa-star{width:80vw;right:-30%;opacity:.05}.phm-article .pa-layout{padding:36px 16px 120px}.phm-article .pa-hero-in{padding:0 16px}.phm-article .pa-table{font-size:15px}.phm-article .pa-table th,.phm-article .pa-table td{padding:10px 12px}.phm-article .pa-cta{padding:26px 22px}}
@media (prefers-reduced-motion:reduce){.phm-article *,.phm-article *::before,.phm-article *::after{animation:none!important;transition:none!important}.phm-article .rv,.phm-article .pa-table.rv tbody tr{opacity:1!important;transform:none!important}.phm-article .pa-body h2::before{transform:none}}
.phm-article p:empty{display:none}

/* Oct 16 2026 — comparison table on phones: horizontal scroll with the row labels pinned on the left */
#compare .tbl-swipe{display:none}
@media (max-width:900px){
  #compare .tbl-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;overscroll-behavior-x:contain;margin:0 calc(-1 * var(--gutter,20px));padding:0 var(--gutter,20px) 8px;scrollbar-width:thin}
  #compare table{min-width:640px;font-size:13.5px}
  #compare th[scope=row]{position:sticky;left:0;background:#fff;z-index:1;box-shadow:6px 0 10px -8px rgba(10,49,97,.25);min-width:140px}
  #compare th,#compare td{padding:12px 12px;vertical-align:top}
  #compare .tbl-swipe{display:block;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--silver);margin-top:8px;text-align:center}
}

/* Oct 16 2026 — phone version of the comparison: one loan at a time, picked with pills, built from the table by assets_home.js */
#compare .compare-m{display:none}
@media (max-width:900px){
  #compare .sec-head h2{font-size:clamp(24px,6.4vw,30px);line-height:1.12;max-width:16ch}
  #compare .tbl-scroll,#compare .tbl-swipe{display:none}
  #compare .compare-m{display:block;margin-top:18px}
  #compare .cm-pills{display:flex;gap:8px;margin-bottom:14px}
  #compare .cm-pills button{flex:1;font:inherit;font-size:14px;font-weight:600;padding:11px 8px;border-radius:999px;border:1.5px solid rgba(0,85,255,.35);background:#fff;color:var(--blue);cursor:pointer}
  #compare .cm-pills button[aria-selected="true"]{background:var(--blue);color:#fff;border-color:var(--blue)}
  #compare .cm-panel{background:#fff;border:1px solid rgba(10,49,97,.12);border-radius:16px;padding:6px 16px;box-shadow:0 18px 40px -26px rgba(10,49,97,.35)}
  #compare .cm-row{padding:12px 0;border-top:1px solid rgba(10,49,97,.1)}
  #compare .cm-row:first-child{border-top:0}
  #compare .cm-row b{display:block;font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--silver);margin-bottom:3px}
  #compare .cm-row span{font-size:15px;font-weight:400;color:var(--ink)}
  #compare .cm-foot{display:flex;justify-content:space-between;align-items:center;margin-top:14px;font-size:12px;color:var(--silver)}
  #compare .cm-foot a{font-weight:600;color:var(--blue);text-decoration:none}
}


/* Oct 19 2026 — Where we lend dropdown: 13 offices in two columns, then state + map links (Lead Agentics) */
header nav .nav-dd .dd.dd-wwl{display:grid;grid-template-columns:1fr 1fr;column-gap:4px;min-width:470px}
header nav .nav-dd .dd.dd-wwl .dd-h{grid-column:1/-1;margin:2px 12px 6px;font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--silver)}
header nav .nav-dd .dd.dd-wwl a{padding:7px 12px}
header nav .nav-dd .dd.dd-wwl a.dd-all{grid-column:1/-1}
header nav .nav-dd .dd.dd-wwl a:not(.dd-all) + a.dd-all{margin-top:8px;border-top:1px solid rgba(10,49,97,.1);border-radius:0 0 9px 9px;padding-top:12px}
header nav .nav-dd .dd.dd-wwl a.dd-all b{color:var(--blue)}

/* ---- Learning Center (Oct 21 2026) ---- */
.lcx{max-width:1180px;margin:0 auto;padding:0 24px 72px}
.lcx-nav{display:flex;flex-wrap:nowrap;gap:10px;margin:0 -24px 36px;padding:6px 24px 16px;overflow-x:auto;scroll-snap-type:x proximity;scroll-padding:0 24px;-webkit-overflow-scrolling:touch;scrollbar-width:none;-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 24px,#000 calc(100% - 56px),transparent 100%);mask-image:linear-gradient(90deg,transparent 0,#000 24px,#000 calc(100% - 56px),transparent 100%)}
.lcx-nav::-webkit-scrollbar{display:none}
.lcx-nav a{flex:0 0 auto;scroll-snap-align:start;display:inline-flex;align-items:center;padding:11px 20px;background:#fff;border:0;border-radius:999px;color:#0055FF;font-weight:600;font-size:14px;line-height:1;white-space:nowrap;text-decoration:none;box-shadow:0 1px 2px rgba(10,49,97,.06),0 6px 16px rgba(10,49,97,.10);transition:transform .2s,box-shadow .2s,background .2s,color .2s}
.lcx-nav a:hover{background:#0055FF;color:#fff;transform:translateY(-2px);box-shadow:0 2px 4px rgba(10,49,97,.08),0 12px 24px rgba(10,49,97,.18)}
.lcx-nav a:last-child{margin-right:40px}
@media(max-width:700px){.lcx-nav{margin:0 -16px 28px;padding:6px 16px 14px;scroll-padding:0 16px}}
.lcx-topic{padding:36px 0 16px;border-top:1px solid #DCE6FB;scroll-margin-top:120px;background:transparent!important}
.lcx-topic:first-of-type{border-top:0}
.lcx-head{margin:0 0 22px}
.lcx-head h2{font-size:clamp(24px,3vw,32px);line-height:1.1;letter-spacing:-.01em;margin:0;color:#0A3161;position:relative;display:inline-flex;align-items:center;gap:10px;outline:none;cursor:default}
.lcx-i{display:inline-grid;place-items:center;width:20px;height:20px;border-radius:50%;border:1.5px solid #0055FF;color:#0055FF;font:600 12px/1 Poppins,system-ui,sans-serif;flex:0 0 auto;transition:.2s}
.lcx-tipwrap:hover .lcx-i,.lcx-tipwrap:focus .lcx-i{background:#0055FF;color:#fff}
.lcx-tip{position:absolute;left:0;top:calc(100% + 12px);z-index:5;width:min(380px,80vw);padding:12px 16px;background:#0A3161;color:#fff;font-size:14px;font-weight:300;line-height:1.5;letter-spacing:0;border-radius:10px;box-shadow:0 14px 34px rgba(10,49,97,.22);opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity .18s,transform .18s,visibility .18s;pointer-events:none}
.lcx-tip::before{content:"";position:absolute;left:22px;top:-6px;width:12px;height:12px;background:#0A3161;transform:rotate(45deg)}
.lcx-tipwrap:hover .lcx-tip,.lcx-tipwrap:focus .lcx-tip{opacity:1;visibility:visible;transform:none}
.lcx-head p{margin:0;color:#4B5563;font-size:16px}
.lcx-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:18px}
.lcx-card{display:flex;flex-direction:column;gap:10px;padding:22px 22px 20px;background:#fff;border:0;border-left:4px solid #B31942;border-radius:0 12px 12px 0;text-decoration:none;color:#0A3161;box-shadow:0 1px 2px rgba(10,49,97,.06),0 10px 28px rgba(10,49,97,.10);transition:transform .25s,box-shadow .25s}
.lcx-card:hover{transform:translateY(-4px);box-shadow:0 2px 4px rgba(10,49,97,.06),0 22px 44px rgba(10,49,97,.16)}
.lcx-card h3{margin:0;font-size:18px;line-height:1.25;font-weight:600}
.lcx-card p{margin:0;font-size:14.5px;line-height:1.5;color:#4B5563;flex:1}
.lcx-more{font-size:13.5px;font-weight:600;color:#0055FF}
@media(max-width:700px){.lcx{padding:0 16px 56px}}
/* related-article strip on product pages */
.lcx-related{background:#F4F7FF;border-top:1px solid #DCE6FB;border-bottom:1px solid #DCE6FB;padding:40px 0}
.lcx-related .wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.lcx-rel-head{display:flex;flex-wrap:wrap;align-items:baseline;gap:6px 24px;margin:0 0 18px}
.lcx-rel-head .eyebrow{margin:0;font-size:12px;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:#0055FF;width:100%}
.lcx-rel-head h2{margin:0;font-size:clamp(20px,2.4vw,26px);color:#0A3161;line-height:1.15}
.lcx-rel-intro{margin:0;color:#4B5563;font-size:15px}
.lcx-rel-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px}
.lcx-rel{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 16px;background:#fff;border:1px solid #DCE6FB;border-radius:8px;color:#0A3161;font-weight:600;font-size:15px;line-height:1.3;text-decoration:none;transition:.2s}
.lcx-rel b{color:#B31942;font-weight:400;flex:0 0 auto}
.lcx-rel:hover{border-color:#0055FF;transform:translateY(-2px)}
.lcx-rel-all{display:inline-block;margin-top:16px;color:#0055FF;font-weight:600;font-size:14.5px;text-decoration:none}
.lcx-rel-all:hover{text-decoration:underline}
@media(max-width:700px){.lcx-related{padding:30px 0}.lcx-related .wrap{padding:0 16px}}

/* Oct 21 2026: "Or ask Jesse first" is a <button>, so it picked up the browser's grey button background under white text. Blue on white, matching the pill buttons. */
#final button.btn-ghost{background:#fff;color:#0055FF;border:1.5px solid #0055FF;font:inherit;font-weight:600;cursor:pointer;-webkit-appearance:none;appearance:none}
#final button.btn-ghost:hover{background:#EEF3FF;color:#0A3161;border-color:#0A3161}