PURCHASE OR REFINANCE
FHA LOAN
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Do you want to purchase a house but a lack of down payment is holding you back? Perhaps you are a first-time home buyer and you aren’t sure if your credit is good enough to qualify you for the mortgage you need. Whatever the case, an FHA mortgage might be the right choice for you.
Here at Patriot Home Mortgage, we will be happy to help you explore this unique option. Reach out today to learn more about whether or not an FHA mortgage is the right solution for your financial needs. We look forward to assisting you in finding the right mortgage.
Benefits Of An FHA Loan:
- DOWN PAYMENT AS LOW AS 3.5%
- CREDIT SCORES AS LOW AS 580
- GIFTED DOWN PAYMENTS ALLOWED
- LOWER INTEREST RATE
FHA Loan
Struggling to save for a 20% down payment? FHA loans make it possible to buy a home with as little as 3.5% down and more flexible credit requirements — often with scores as low as 580.
These government-backed loans are especially popular with first-time buyers, offering options for smaller down payments, lower credit scores, and even the use of gift funds.